1. Acceptance of Terms

By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. You also agree to comply with all applicable laws and regulations.

2. Changes to Terms

We may update or modify these Terms at any time. Changes will be effective upon posting on the Site with a new “Last Updated” date. Continued use of the Site constitutes acceptance of any modified Terms.

3. Permitted Use

The Site and its content are provided solely for informational purposes and to facilitate communication with BillMed. You may not:

• Use the Site for unlawful, fraudulent, or harmful purposes.
• Attempt to gain unauthorized access to the Site or its servers.
• Copy, modify, or distribute Site content without written permission.

4. Intellectual Property

All materials on the Site — including text, graphics, logos, icons, and software — are the property of BillMed or its licensors and protected by applicable intellectual property laws. You may not reproduce or use any portion of the Site for commercial purposes without prior written consent.

5. Disclaimer

The content on this Site is provided “as is” for general informational purposes only. It does not constitute legal, financial, or medical advice. BillMed makes no warranties, either express or implied, regarding the accuracy or reliability of the Site content.

6. Limitation of Liability

To the fullest extent permitted by law, BillMed and its affiliates, officers, employees, or agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or services referenced herein.

7. Indemnification

You agree to indemnify and hold harmless BillMed, its affiliates, and employees from any claims, damages, or expenses (including attorney’s fees) arising from your use of the Site or violation of these Terms.

8. Third-Party Links

The Site may contain links to external websites operated by third parties. BillMed is not responsible for the content, accuracy, or privacy practices of these external sites. Use of third-party sites is at your own risk.

9. Termination

We reserve the right to suspend or terminate your access to the Site at our discretion, without notice, if we believe you have violated these Terms or applicable law.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in New York.

11. Contact Information

BillMed Management LLC